The monthly accumulation is strictly maintained in INR. The applicable rate for metal redemption will strictly be the prevailing retail board rate at Gulshan Jewellers on the exact date of final purchase and invoicing.
The scheme value applies exclusively toward the final invoice value. Standard making charges, polishing fees, and all prevailing government taxes are not waived and must be borne entirely by the customer.
Under no circumstances will the accrued balance, principal, or maturity bonus be refunded as cash, bank transfer, or UPI. The total value must be redeemed against physical jewelry.
To ensure complete transparency, all monthly installments must be routed exclusively through this online portal. Cash deposits or direct offline transfers will not be recognized.
Failure to remit the installment for two (2) consecutive cycles will freeze the account. The maturity bonus is forfeited, and the principal must be redeemed within 30 days of the freeze.
Upon clearance of the 11th installment, the customer must redeem the total accumulated value within ninety (90) days, failing which the maturity bonus expires.
The 12th-month bonus of ₹3,000 is strictly contingent upon the successful, uninterrupted payment of all 11 installments. Any premature purchase or withdrawal triggers immediate forfeiture of the bonus.
Admin Console
A: Create User
B: Reset Account / Rollover
Welcome,
Monthly Deposit₹3,000
Cycles Paid0 / 11
Maturity Bonus₹3,000 Free
Rollover Credit₹0
Key Scheme Terms
The applicable rate for metal redemption will be the prevailing retail board rate on the exact date of final purchase.
Standard making charges, polishing fees, and all government taxes must be borne by the customer.
Accumulated balances and bonuses cannot be refunded as cash; they must be redeemed for physical jewelry.
All monthly installments must be paid online through this portal. Cash deposits are not accepted.
Premature purchases or defaulting on 2 consecutive payment cycles will result in immediate forfeiture of the ₹3,000 maturity bonus.
